Purchase a 10 billion property, annual rental received 500 thousand, apply increment of housing loan with add value property, by this rolling system, can be a re

Taiwan’s property owner is harder now.  According to Global Property Guide, Taiwan rental return rate is lowest in Asia, only 1.57%, suppressed of real estate market by Taiwan’s government leading the outflow of capital. Rental income need to pay for “second health insurance premiums”.  Ministry of finance will arrest who omit. After tax declaration, investigation of rental income make to those owners, inspect any dishonesty of declaration. Internal Revenue Service will especially focus on those who holding for more than three housing.

Executive vice president of TW House International Sdn Bhd Mr. Jeff Fang suggested investor should divert to oversea market. With the same budget of 10 million, would only purchase an old apartment at Taipei city, or old apartment that converted into suites. These 40-50 years apartment have a lot of problem, with high renovation cost and low rental return, it is not worthy.

In contrast, 10 billion can purchase a house at Melbourne, Australia, with annual rental income 500 thousand and 5% rental return rate. Rental income can pay for the loan if apply housing loan in Australia. Property value will increase after few years, then can apply for additional loan by using first property, this loan can be using to purchase second property, and use the second property rental income to cover the loan. In Australia, normally average of double up pricing in seven years, by this rolling system, it is possible to get 3-4 property in 10 years. And lastly kept one property and sell out the others, clear all the housing loan, then should be relaxing to receive rental income.

According to Organization for Economic Co-operation and Development (OECD) released year 2014 “happiness index”, based on security, education, environment, income and other as benchmark, Australia become the perennial champion for 4 years continuously. Become the world‘s happiest country (2^nd: Norway; 3^rd: Sweden) and good living environment, lead the consistent growth of Australia’s real estate market.